{"id":4091,"date":"2026-07-03T09:53:51","date_gmt":"2026-07-03T06:53:51","guid":{"rendered":"https:\/\/konkretiarahoitus.fi\/?page_id=4091"},"modified":"2026-07-13T10:29:05","modified_gmt":"2026-07-13T07:29:05","slug":"business-loan","status":"publish","type":"page","link":"https:\/\/konkretiarahoitus.fi\/en\/yritysrahoitus\/yrityslaina","title":{"rendered":"Business loan"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"4091\" class=\"elementor elementor-4091\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-537bfbbd e-flex e-con-boxed e-con e-parent\" data-id=\"537bfbbd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-528ca361 e-con-full e-flex e-con e-child\" data-id=\"528ca361\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-644edea9 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"644edea9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Business loan<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e5bfe20 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"6e5bfe20\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"PDq2pG_selectionAnchorContainer\" data-start=\"297\" data-end=\"350\"><strong data-start=\"297\" data-end=\"350\">Financing for business growth and investments<\/strong><\/p><p data-start=\"352\" data-end=\"577\">A business loan helps finance investments, working capital and other business development needs. We compare business loan options on your behalf and help you find the financing solution that best suits your business.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1469122 elementor-absolute elementor-hidden-mobile elementor-hidden-tablet elementor-widget elementor-widget-image\" data-id=\"1469122\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1500\" height=\"1500\" src=\"https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-logo.png\" class=\"attachment-full size-full wp-image-2229\" alt=\"Concretia Finance logo\" srcset=\"https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-logo.png 1500w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-logo-300x300.png 300w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-logo-1024x1024.png 1024w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-logo-150x150.png 150w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-logo-768x768.png 768w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7060832e e-flex e-con-boxed e-con e-parent\" data-id=\"7060832e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-34100116 e-con-full e-flex e-con e-child\" data-id=\"34100116\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a55fa6b e-con-full e-flex e-con e-child\" data-id=\"a55fa6b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c5fb7c5 e-con-full e-flex e-con e-child\" data-id=\"c5fb7c5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c781e54 elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-image\" data-id=\"c781e54\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"683\" height=\"1024\" src=\"https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/06\/konkretiarahoitus-9-683x1024.jpg\" class=\"attachment-large size-large wp-image-4092\" alt=\"\" srcset=\"https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/06\/konkretiarahoitus-9-683x1024.jpg 683w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/06\/konkretiarahoitus-9-200x300.jpg 200w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/06\/konkretiarahoitus-9-768x1152.jpg 768w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/06\/konkretiarahoitus-9-1024x1536.jpg 1024w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/06\/konkretiarahoitus-9-1365x2048.jpg 1365w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/06\/konkretiarahoitus-9-8x12.jpg 8w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/06\/konkretiarahoitus-9-scaled.jpg 1706w\" sizes=\"(max-width: 683px) 100vw, 683px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-91ee372 e-con-full e-flex e-con e-child\" data-id=\"91ee372\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bb6c81d elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"bb6c81d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is a business loan?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-639e809 elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"639e809\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"PDq2pG_selectionAnchorContainer\" data-start=\"282\" data-end=\"544\">A business loan is a flexible financing solution when your business needs funding for investments, growth or day-to-day operations. The loan is repaid according to an agreed repayment schedule, and the terms are based on your business's individual situation.<\/p><p data-section-id=\"16t66b4\" data-start=\"546\" data-end=\"591\"><strong>A business loan can be used for:<\/strong><\/p><ul data-start=\"593\" data-end=\"919\"><li data-section-id=\"1bguk5l\" data-start=\"593\" data-end=\"723\"><strong data-start=\"595\" data-end=\"627\">Strengthening working capital<\/strong>, such as covering salaries, rent, material purchases and other day-to-day business expenses.<\/li><li data-section-id=\"1asxwy7\" data-start=\"724\" data-end=\"815\"><strong data-start=\"726\" data-end=\"745\">Investments<\/strong>, such as purchasing machinery, equipment, vehicles or business premises.<\/li><li data-section-id=\"p3jlb7\" data-start=\"816\" data-end=\"919\"><strong data-start=\"818\" data-end=\"839\">Supporting company growth<\/strong>, for example through recruitment, marketing or business expansion.<\/li><\/ul><p data-start=\"921\" data-end=\"1179\">\u00a0<\/p><p data-start=\"921\" data-end=\"1179\">The loan terms depend on factors such as your company's financial situation, the loan amount, the repayment period and any collateral. In some cases, a Finnvera guarantee can make it easier to obtain financing, especially for start-ups and growing SMEs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a8e9ace elementor-mobile-align-justify elementor-align-left elementor-invisible elementor-widget elementor-widget-button\" data-id=\"a8e9ace\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/konkretiarahoitus.fi\/en\/contact-2\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply for a business loan!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1382f90 elementor-widget__width-initial elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1382f90\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a9a7150 elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"a9a7150\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Business loans from 10 000 \u20ac<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d91b87 elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"9d91b87\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"PDq2pG_selectionAnchorContainer\" data-start=\"117\" data-end=\"265\">Konkretia Rahoitus compares business loan options on your behalf, gathers the information needed for the application and reviews the loan offers with you before you make a decision.<\/p><p data-start=\"267\" data-end=\"401\">Our goal is to make applying for a business loan as simple and straightforward as possible, so you can focus on running your business.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db5df6a elementor-widget__width-initial elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"db5df6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-97226b8 elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"97226b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Business loan terms and collateral\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a425f7 elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"6a425f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"PDq2pG_selectionAnchorContainer\" data-start=\"311\" data-end=\"494\">Every business has different financing needs. That's why the loan amount, repayment period and terms are tailored to your company's financing needs, financial situation and ability to repay the loan.<\/p><p data-start=\"496\" data-end=\"822\">The interest rate depends on your company's financial situation, the collateral provided, the loan amount and the repayment period. Collateral may include, for example, real estate, apartments, shares or land, such as farmland or forest. If the loan is secured only by a personal guarantee, the interest rate is usually higher.<\/p><p data-start=\"824\" data-end=\"1067\">In some cases, the same collateral can also be used as security for a new loan through a secondary pledge. This allows your business to make more effective use of its existing collateral.<\/p><p data-start=\"824\" data-end=\"1067\">We'll help you find the right financing and collateral solution for your business.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9142985 elementor-align-center elementor-invisible elementor-widget elementor-widget-button\" data-id=\"9142985\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/konkretiarahoitus.fi\/en\/contact-2\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact us!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Yrityslaina Rahoitusta yrityksesi kasvuun ja investointeihin. Yrityslaina auttaa rahoittamaan esimerkiksi investointeja, k\u00e4ytt\u00f6p\u00e4\u00e4omaa ja muita yrityksen kehitt\u00e4miseen liittyvi\u00e4 tarpeita. Kilpailutamme yrityslainat puolestasi ja autamme l\u00f6yt\u00e4m\u00e4\u00e4n yrityksellesi sopivan rahoitusratkaisun. Mik\u00e4 on yrityslaina? Yrityslaina on joustava rahoitusratkaisu, kun yritys tarvitsee p\u00e4\u00e4omaa investointeihin, kasvuun tai p\u00e4ivitt\u00e4isen toiminnan rahoittamiseen. Laina maksetaan takaisin sovitun takaisinmaksusuunnitelman mukaisesti, ja sen ehdot m\u00e4\u00e4r\u00e4ytyv\u00e4t yrityksen [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":2864,"parent":37,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-4091","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/konkretiarahoitus.fi\/en\/wp-json\/wp\/v2\/pages\/4091","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/konkretiarahoitus.fi\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/konkretiarahoitus.fi\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/konkretiarahoitus.fi\/en\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/konkretiarahoitus.fi\/en\/wp-json\/wp\/v2\/comments?post=4091"}],"version-history":[{"count":39,"href":"https:\/\/konkretiarahoitus.fi\/en\/wp-json\/wp\/v2\/pages\/4091\/revisions"}],"predecessor-version":[{"id":4657,"href":"https:\/\/konkretiarahoitus.fi\/en\/wp-json\/wp\/v2\/pages\/4091\/revisions\/4657"}],"up":[{"embeddable":true,"href":"https:\/\/konkretiarahoitus.fi\/en\/wp-json\/wp\/v2\/pages\/37"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/konkretiarahoitus.fi\/en\/wp-json\/wp\/v2\/media\/2864"}],"wp:attachment":[{"href":"https:\/\/konkretiarahoitus.fi\/en\/wp-json\/wp\/v2\/media?parent=4091"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}