{"id":4146,"date":"2026-07-03T09:47:19","date_gmt":"2026-07-03T06:47:19","guid":{"rendered":"https:\/\/konkretiarahoitus.fi\/?page_id=4146"},"modified":"2026-07-13T10:14:36","modified_gmt":"2026-07-13T07:14:36","slug":"yrityskauppa","status":"publish","type":"page","link":"https:\/\/konkretiarahoitus.fi\/en\/yrityskauppa","title":{"rendered":"Mergers &amp; Acquisitions"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"4146\" class=\"elementor elementor-4146\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-55e7d155 e-flex e-con-boxed e-con e-parent\" data-id=\"55e7d155\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5e9fe6d1 e-con-full e-flex e-con e-child\" data-id=\"5e9fe6d1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-34acdd1c elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"34acdd1c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Mergers and acquisitions from start to finish<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff17d63 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"ff17d63\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"PDq2pG_selectionAnchorContainer\" data-start=\"101\" data-end=\"339\">An M&amp;A transaction is one of the most important decisions a business can make, whether you're buying or selling a business or planning a generational transfer. Konkretia Rahoitus supports you through every stage of the M&amp;A process, from planning to arranging financing.<\/p><p data-start=\"344\" data-end=\"461\">Learn more about the different stages of the M&amp;A process and our services below.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-69adc95f elementor-absolute elementor-hidden-mobile elementor-hidden-tablet elementor-widget elementor-widget-image\" data-id=\"69adc95f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1500\" height=\"1500\" src=\"https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-logo.png\" class=\"attachment-full size-full wp-image-2229\" alt=\"Concretia Finance logo\" srcset=\"https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-logo.png 1500w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-logo-300x300.png 300w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-logo-1024x1024.png 1024w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-logo-150x150.png 150w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-logo-768x768.png 768w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-50b64d20 e-con-full e-flex elementor-invisible e-con e-parent\" data-id=\"50b64d20\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-2396d317 e-con-full e-flex e-con e-child\" data-id=\"2396d317\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-33de14d2 e-con-full e-flex e-con e-child\" data-id=\"33de14d2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-45522852 elementor-widget elementor-widget-heading\" data-id=\"45522852\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"yrityslaina\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Valuing your business<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e7ea6fc elementor-widget elementor-widget-text-editor\" data-id=\"2e7ea6fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Business valuation is a key part of the M&amp;A process, helping to determine a realistic purchase price and support successful negotiations. We provide a comprehensive valuation based on your company's financial performance, future prospects and intangible assets, such as customer relationships, employee expertise and market position. A thorough valuation creates a solid foundation for both the buyer and the seller when making decisions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1eaf934e elementor-mobile-align-justify elementor-align-left elementor-widget elementor-widget-button\" data-id=\"1eaf934e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/konkretiarahoitus.fi\/en\/contact-2\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact us!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2904e8f3 e-con-full e-flex elementor-invisible e-con e-parent\" data-id=\"2904e8f3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-6a6ea4e4 e-con-full e-flex e-con e-child\" data-id=\"6a6ea4e4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1e61ae40 elementor-widget elementor-widget-heading\" data-id=\"1e61ae40\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"tililimiitti\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Due diligence<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68d0c1a8 elementor-widget elementor-widget-text-editor\" data-id=\"68d0c1a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Due diligence provides a comprehensive review of a company's financial position, contracts and business operations before an M&amp;A transaction. We examine financial information, liabilities, contracts, profitability and business risks to identify potential risks and opportunities at an early stage. This helps ensure that decisions are based on reliable information and reduces the risk of unexpected issues after the transaction.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f7a83da e-con-full e-flex e-con e-child\" data-id=\"f7a83da\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5562db77 e-con-full e-flex elementor-invisible e-con e-parent\" data-id=\"5562db77\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-438401ae e-con-full e-flex e-con e-child\" data-id=\"438401ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-45e9d65f e-con-full e-flex e-con e-child\" data-id=\"45e9d65f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-43de9b5d e-con-full e-flex e-con e-child\" data-id=\"43de9b5d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1380f6a1 elementor-widget elementor-widget-heading\" data-id=\"1380f6a1\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"laskurahoitus\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">An information memorandum <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b4d277d elementor-widget elementor-widget-text-editor\" data-id=\"6b4d277d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>An information memorandum presents the key information about your business in a clear and easy-to-understand format for potential buyers and financiers. It includes details about the business, financial performance, customer base, employees, market position and growth opportunities. A well-prepared information memorandum helps create a complete picture of the business and supports a smooth M&amp;A process.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60edd532 elementor-mobile-align-justify elementor-align-left elementor-widget elementor-widget-button\" data-id=\"60edd532\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/konkretiarahoitus.fi\/en\/contact-2\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-76bda59f e-con-full e-flex e-con e-child\" data-id=\"76bda59f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7ba4c685 e-con-full e-flex e-con e-child\" data-id=\"7ba4c685\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-22d00e5 elementor-widget elementor-widget-heading\" data-id=\"22d00e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Marketing<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a39d399 elementor-widget elementor-widget-text-editor\" data-id=\"4a39d399\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The goal of M&amp;A marketing is to reach the right buyers and present your business's strengths in a confidential way. We plan the marketing strategy according to your company's goals by selecting the right target audience, messaging and channels to generate interest and support an efficient sales process.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4fb4c6ba e-con-full e-flex e-con e-child\" data-id=\"4fb4c6ba\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4a7de2eb e-con-full e-flex elementor-invisible e-con e-parent\" data-id=\"4a7de2eb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-aa0cce4 e-con-full e-flex e-con e-child\" data-id=\"aa0cce4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-68f8a9d4 e-con-full e-flex e-con e-child\" data-id=\"68f8a9d4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e4a2298 elementor-widget elementor-widget-heading\" data-id=\"e4a2298\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">M&amp;A financing<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e6679ff elementor-widget elementor-widget-text-editor\" data-id=\"6e6679ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Financing is a key part of a successful M&amp;A transaction. We help you find the right financing solution for your business, explore the available options and, if needed, handle the financing negotiations on your behalf. Our goal is to build a financing solution that supports both the successful completion of the transaction and the continued growth of your business.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b51a3e6 elementor-mobile-align-justify elementor-align-left elementor-widget elementor-widget-button\" data-id=\"b51a3e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/konkretiarahoitus.fi\/en\/contact-2\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-475b59b0 e-con-full e-flex e-con e-parent\" data-id=\"475b59b0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-128ea3c1 e-con-full e-flex e-con e-child\" data-id=\"128ea3c1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9780141 elementor-widget elementor-widget-heading\" data-id=\"9780141\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Business support<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d61a7f5 elementor-widget elementor-widget-text-editor\" data-id=\"d61a7f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Business support can complement your company's financing for areas such as growth, investments, international expansion and ownership changes. We identify the support opportunities that best suit your business and assist you throughout the application process, ensuring your financing solution supports your business goals as effectively as possible.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-41791199 e-con-full e-flex e-con e-child\" data-id=\"41791199\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Yrityskaupat alusta loppuun Yrityskauppa on yksi yrityksen t\u00e4rkeimmist\u00e4 p\u00e4\u00e4t\u00f6ksist\u00e4, olipa kyse yrityksen ostamisesta, myymisest\u00e4 tai sukupolvenvaihdoksesta. Konkretia Rahoitus auttaa yrityskaupan kaikissa vaiheissa aina valmistelusta rahoituksen j\u00e4rjest\u00e4miseen. Tutustu alta yrityskaupan eri vaiheisiin ja palveluihimme. Yrityksesi arvonm\u00e4\u00e4ritys Yrityksen arvonm\u00e4\u00e4ritys on keskeinen osa yrityskauppaa, sill\u00e4 se auttaa m\u00e4\u00e4ritt\u00e4m\u00e4\u00e4n realistisen kauppahinnan ja tukee onnistuneita neuvotteluja. Arvioimme yrityksen arvon kokonaisvaltaisesti [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":2864,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-4146","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/konkretiarahoitus.fi\/en\/wp-json\/wp\/v2\/pages\/4146","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/konkretiarahoitus.fi\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/konkretiarahoitus.fi\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/konkretiarahoitus.fi\/en\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/konkretiarahoitus.fi\/en\/wp-json\/wp\/v2\/comments?post=4146"}],"version-history":[{"count":48,"href":"https:\/\/konkretiarahoitus.fi\/en\/wp-json\/wp\/v2\/pages\/4146\/revisions"}],"predecessor-version":[{"id":4651,"href":"https:\/\/konkretiarahoitus.fi\/en\/wp-json\/wp\/v2\/pages\/4146\/revisions\/4651"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/konkretiarahoitus.fi\/en\/wp-json\/wp\/v2\/media\/2864"}],"wp:attachment":[{"href":"https:\/\/konkretiarahoitus.fi\/en\/wp-json\/wp\/v2\/media?parent=4146"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}