{"id":37,"date":"2025-06-11T17:14:49","date_gmt":"2025-06-11T17:14:49","guid":{"rendered":"https:\/\/konkretiakirjanpitofi-wp32468.test.cchosting.fi\/?page_id=37"},"modified":"2026-03-26T12:28:49","modified_gmt":"2026-03-26T10:28:49","slug":"yritysrahoitus","status":"publish","type":"page","link":"https:\/\/konkretiarahoitus.fi\/sv\/yritysrahoitus","title":{"rendered":"F\u00f6retagsfinansiering"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"37\" class=\"elementor elementor-37\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5200fcd9 e-flex e-con-boxed e-con e-parent\" data-id=\"5200fcd9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2ce72f7f e-con-full e-flex e-con e-child\" data-id=\"2ce72f7f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-35984d0d elementor-widget elementor-widget-heading\" data-id=\"35984d0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">F\u00f6retagsfinansiering<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7a3b73 elementor-widget elementor-widget-text-editor\" data-id=\"b7a3b73\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"317\" data-end=\"506\">L\u00e5n, s\u00e4kerheter, bokslut, banker, Finnvera... fattar du inte? D\u00e5 \u00e4r det inget problem. Vi p\u00e5 Konkretia Rahoitus hj\u00e4lper dig att hitta r\u00e4tt finansieringsl\u00f6sning f\u00f6r ditt f\u00f6retag, steg f\u00f6r steg.<\/p><p data-start=\"508\" data-end=\"819\">Vi arbetar tillsammans med dig f\u00f6r att ta reda p\u00e5 vilken typ av finansiering som \u00e4r r\u00e4tt f\u00f6r ditt f\u00f6retag - oavsett om det \u00e4r ett bankl\u00e5n, en Finnvera-garanti, startpengar eller andra tillv\u00e4xtfinansieringsalternativ. Vi har f\u00f6rhandlat fram l\u00f6sningar med bankerna, s\u00e5 att du kan g\u00e5 vidare snabbare utan att beh\u00f6va kr\u00e5ngla med extra pappersarbete.<\/p><p data-start=\"821\" data-end=\"1006\">Du f\u00e5r en personlig expert som talar ett tydligt spr\u00e5k och hanterar ans\u00f6kningsprocessen \u00e5t dig. Detta g\u00f6r att du kan fokusera p\u00e5 det som \u00e4r viktigast: att utveckla ditt f\u00f6retag.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-552bce93 elementor-icon-list--layout-inline elementor-align-center elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"552bce93\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/konkretiarahoitus.fi\/sv\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Startsida<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/konkretiarahoitus.fi\/sv\/liana-rahoitushakemus\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-slash-solid\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">F\u00f6retagsfinansiering<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5735c387 elementor-absolute elementor-hidden-mobile elementor-hidden-tablet elementor-widget elementor-widget-image\" data-id=\"5735c387\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1500\" height=\"1500\" src=\"https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-logo.png\" class=\"attachment-full size-full wp-image-2229\" alt=\"Concretia Finance logotyp\" srcset=\"https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-logo.png 1500w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-logo-300x300.png 300w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-logo-1024x1024.png 1024w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-logo-150x150.png 150w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-logo-768x768.png 768w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1242cc7 e-con-full e-flex e-con e-child\" data-id=\"1242cc7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3725c18 elementor-widget__width-initial elementor-widget elementor-widget-video\" data-id=\"3725c18\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;video_type&quot;:&quot;hosted&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;loop&quot;:&quot;yes&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-hosted-video elementor-wrapper elementor-open-inline\">\n\t\t\t\t\t<video class=\"elementor-video\" src=\"https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251020-rahoitusvideo_converted.mp4\" autoplay=\"\" loop=\"\" controls=\"\" controlslist=\"nodownload\"><\/video>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-74e7f155 e-flex e-con-boxed e-con e-parent\" data-id=\"74e7f155\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2a568f0c e-con-full e-flex e-con e-child\" data-id=\"2a568f0c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4e7f547 e-con-full e-flex e-con e-child\" data-id=\"4e7f547\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ec5b087 e-con-full e-flex e-con e-child\" data-id=\"ec5b087\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f4f327c elementor-widget elementor-widget-image\" data-id=\"f4f327c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"794\" height=\"1024\" src=\"https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-yritysrahoitus-1-2-794x1024.jpg\" class=\"attachment-large size-large wp-image-2240\" alt=\"Konkretia Rahoitus anskaffade finansiering till f\u00f6retaget\" srcset=\"https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-yritysrahoitus-1-2-794x1024.jpg 794w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-yritysrahoitus-1-2-233x300.jpg 233w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-yritysrahoitus-1-2-768x990.jpg 768w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-yritysrahoitus-1-2-1192x1536.jpg 1192w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-yritysrahoitus-1-2.jpg 1536w\" sizes=\"(max-width: 794px) 100vw, 794px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-442c1ad e-con-full e-flex e-con e-child\" data-id=\"442c1ad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f98ab9f elementor-widget elementor-widget-heading\" data-id=\"6f98ab9f\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"yrityslaina\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">F\u00f6retagsl\u00e5n \u2013 vad \u00e4r det?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-478cbbbe elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"478cbbbe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"295\" data-end=\"572\">Ett f\u00f6retagsl\u00e5n \u00e4r en finansieringsl\u00f6sning som hj\u00e4lper f\u00f6retag att trygga kassafl\u00f6det, finansiera investeringar eller driva tillv\u00e4xt. I praktiken inneb\u00e4r det ett l\u00e5n som beviljas av en bank eller annan finansi\u00e4r och \u00e5terbetalas enligt en \u00f6verenskommen plan med r\u00e4nta.<\/p><p data-start=\"574\" data-end=\"623\">Ett f\u00f6retagsl\u00e5n kan anv\u00e4ndas f\u00f6r m\u00e5nga olika behov:<\/p><ul data-start=\"624\" data-end=\"893\"><li data-start=\"624\" data-end=\"730\"><p data-start=\"626\" data-end=\"730\"><strong data-start=\"626\" data-end=\"658\">F\u00f6rst\u00e4rkning av r\u00f6relsekapitalet<\/strong> -  till exempel f\u00f6r att t\u00e4cka l\u00f6ner, material eller s\u00e4songsrelaterade kostnader.<\/p><\/li><li data-start=\"731\" data-end=\"802\"><p data-start=\"733\" data-end=\"802\"><strong data-start=\"733\" data-end=\"752\">Investeringar<\/strong> - nya maskiner, lokaler eller digitala l\u00f6sningar.<\/p><\/li><li data-start=\"803\" data-end=\"893\"><p data-start=\"805\" data-end=\"893\"><strong data-start=\"805\" data-end=\"831\">Tillv\u00e4xt och utveckling<\/strong> - marknadsf\u00f6ring, rekrytering eller internationalisering.<\/p><\/li><\/ul><p data-start=\"895\" data-end=\"1144\">L\u00e5nets villkor beror bland annat p\u00e5 f\u00f6retagets ekonomiska situation, s\u00e4kerheter och finansi\u00e4rens praxis. I vissa fall kan Finnvera st\u00e4lla upp som garant, vilket underl\u00e4ttar finansieringen s\u00e4rskilt f\u00f6r nystartade och v\u00e4xande sm\u00e5 och medelstora f\u00f6retag.<\/p><p data-start=\"1146\" data-end=\"1267\">Ett v\u00e4l anpassat f\u00f6retagsl\u00e5n \u00e4r inte bara en skuld, det \u00e4r ett verktyg f\u00f6r att st\u00e4rka f\u00f6retagets stabilitet och m\u00f6jligg\u00f6ra framtida tillv\u00e4xt.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8564149 elementor-mobile-align-justify elementor-align-left elementor-widget elementor-widget-button\" data-id=\"8564149\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/konkretiarahoitus.fi\/sv\/kontakt\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Fr\u00e5ga om finansieringsm\u00f6jligheter f\u00f6r f\u00f6retag<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-801a0ad elementor-widget elementor-widget-spacer\" data-id=\"801a0ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c80e61 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5c80e61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b0ddc8 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"3b0ddc8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">F\u00f6retagsl\u00e5n fr\u00e5n 10 000 euro och upp\u00e5t<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0afed00 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"0afed00\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Konkretia Rahoitus g\u00f6r det enklare f\u00f6r f\u00f6retagare att ans\u00f6ka om f\u00f6retagsl\u00e5n och hantera sin finansiering. Vi tar hand om hela processen fr\u00e5n b\u00f6rjan till slut \u2013 du beh\u00f6ver varken beg\u00e4ra eller j\u00e4mf\u00f6ra l\u00e5neerbjudanden sj\u00e4lv, eller samla in all n\u00f6dv\u00e4ndig dokumentation. Vi samlar in de dokument som beh\u00f6vs, konkurrensuts\u00e4tter l\u00e5neerbjudandena \u00e5t dig och g\u00e5r igenom alternativen tillsammans innan det slutliga beslutet fattas.<\/p><p>V\u00e5rt m\u00e5l \u00e4r att erbjuda f\u00f6retagaren en snabb och tydlig v\u00e4g till finansiering utan on\u00f6digt kr\u00e5ngel.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e1f636 elementor-widget elementor-widget-spacer\" data-id=\"7e1f636\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e58d1a elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1e58d1a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f3ff4f6 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"f3ff4f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Beh\u00f6ver du finansiering f\u00f6r f\u00f6retagets tillv\u00e4xt, utrustning eller lokaler?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1ed336 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"a1ed336\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"0\" data-end=\"237\">Ett f\u00f6retagsl\u00e5n g\u00f6r det m\u00f6jligt att ta n\u00e4sta steg \u2013 r\u00e4tt finansiering vid r\u00e4tt tidpunkt kan vara avg\u00f6rande f\u00f6r konkurrenskraft, expansion eller utvecklingen av nya produkter.<\/p><p data-start=\"239\" data-end=\"563\"><strong data-start=\"239\" data-end=\"255\">L\u00e5nets r\u00e4nta<\/strong> best\u00e4ms bland annat utifr\u00e5n s\u00e4kerheterna: ju b\u00e4ttre och mer likvida s\u00e4kerheter, desto l\u00e4gre r\u00e4nta. Om endast personlig borgen anv\u00e4nds som s\u00e4kerhet blir r\u00e4ntan h\u00f6gre p\u00e5 grund av den st\u00f6rre risken. Godtagbara s\u00e4kerheter kan till exempel vara fastigheter, bostadsaktier, v\u00e4rdepapper eller markegendom s\u00e5som \u00e5ker och skog.<\/p><p data-start=\"565\" data-end=\"768\" data-is-last-node=\"\" data-is-only-node=\"\"><strong data-start=\"565\" data-end=\"582\">Efterpants\u00e4ttning<\/strong> g\u00f6r det m\u00f6jligt att anv\u00e4nda samma s\u00e4kerhet f\u00f6r flera l\u00e5n \u2013 en flexibel l\u00f6sning om du inte vill binda tillg\u00e5ngarna till ett enda l\u00e5n. Vi hj\u00e4lper dig att v\u00e4lja den b\u00e4sta s\u00e4kerhetsl\u00f6sningen f\u00f6r ditt f\u00f6retag.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-865bdae e-flex e-con-boxed e-con e-parent\" data-id=\"865bdae\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-827a3f7 e-con-full e-flex e-con e-child\" data-id=\"827a3f7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0acfd7b e-con-full e-flex e-con e-child\" data-id=\"0acfd7b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-381ecce elementor-widget elementor-widget-image\" data-id=\"381ecce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"794\" height=\"1024\" src=\"https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-pystykuva-koneella-2-2-794x1024.jpg\" class=\"attachment-large size-large wp-image-2303\" alt=\"Concretia Finance p\u00e5 datorn\" srcset=\"https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-pystykuva-koneella-2-2-794x1024.jpg 794w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-pystykuva-koneella-2-2-233x300.jpg 233w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-pystykuva-koneella-2-2-768x990.jpg 768w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-pystykuva-koneella-2-2-1192x1536.jpg 1192w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-pystykuva-koneella-2-2.jpg 1536w\" sizes=\"(max-width: 794px) 100vw, 794px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e48e1a0 e-con-full e-flex e-con e-child\" data-id=\"e48e1a0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8b7988c elementor-widget elementor-widget-heading\" data-id=\"8b7988c\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"tililimiitti\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Kreditlimit \u2013 flexibilitet f\u00f6r f\u00f6retagets kassa<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a54987c elementor-widget elementor-widget-text-editor\" data-id=\"a54987c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"316\" data-end=\"597\">F\u00f6retagets kassafl\u00f6de varierar, och ibland uppst\u00e5r utgifter innan inkomsterna kommer in. En checkr\u00e4kningskredit ger flexibilitet i vardagen \u2013 den fungerar som en kredit kopplad till f\u00f6retagets bankkonto, som du kan anv\u00e4nda n\u00e4r int\u00e4kter och utgifter inte sammanfaller.<\/p><p data-start=\"599\" data-end=\"653\">Kreditlimit passar s\u00e4rskilt i situationer d\u00e4r:<\/p><ul data-start=\"654\" data-end=\"850\"><li data-start=\"654\" data-end=\"725\"><p data-start=\"656\" data-end=\"725\"><strong data-start=\"656\" data-end=\"686\">Kundbetalningar f\u00f6rsenas<\/strong>, men l\u00f6ner eller fakturor f\u00f6rfaller<\/p><\/li><li data-start=\"726\" data-end=\"771\"><p data-start=\"728\" data-end=\"771\"><strong data-start=\"728\" data-end=\"748\">S\u00e4songsvariationer<\/strong> belastar kassan<\/p><\/li><li data-start=\"772\" data-end=\"850\"><p data-start=\"774\" data-end=\"850\"><strong data-start=\"774\" data-end=\"794\">Ov\u00e4ntade kostnader<\/strong> uppst\u00e5r snabbt och reservkapital saknas<\/p><\/li><\/ul><p data-start=\"852\" data-end=\"1085\">Krediten kan anv\u00e4ndas flexibelt efter behov och \u00e5terbetalas i takt med att int\u00e4kterna kommer in. Det g\u00f6r den till ett smidigt verktyg f\u00f6r att trygga f\u00f6retagets likviditet utan att beh\u00f6va l\u00e4mna in nya l\u00e5neans\u00f6kningar varje g\u00e5ng.<\/p><p data-start=\"1087\" data-end=\"1354\">Vi hj\u00e4lper dig att fastst\u00e4lla vilken kreditgr\u00e4ns som passar just ditt f\u00f6retag och under vilka villkor den b\u00f6r s\u00f6kas. P\u00e5 s\u00e5 s\u00e4tt f\u00e5r du en finansieringsl\u00f6sning som st\u00f6der verksamheten i vardagen \u2013 och du kan fokusera p\u00e5 att utveckla ditt f\u00f6retag i lugn och ro.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a86f28 elementor-mobile-align-justify elementor-align-left elementor-widget elementor-widget-button\" data-id=\"5a86f28\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/konkretiarahoitus.fi\/sv\/kontakt\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Kontakta oss!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ef683d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"0ef683d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cc8ca02 e-con-full e-flex e-con e-child\" data-id=\"cc8ca02\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-96c0d0a e-con-full e-flex e-con e-child\" data-id=\"96c0d0a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f047d96 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"f047d96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ans\u00f6k om kreditlimit!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9463d8 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"e9463d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"190\" data-end=\"358\"><strong data-start=\"190\" data-end=\"221\">Ans\u00f6k enkelt om kreditlimit<\/strong><br data-start=\"221\" data-end=\"224\" \/>Kontakta Konkretia Rahoitus s\u00e5 g\u00e5r vi tillsammans igenom ditt f\u00f6retags finansieringsbehov och best\u00e4mmer en l\u00e4mplig kreditgr\u00e4ns.<\/p><p data-start=\"360\" data-end=\"533\"><strong data-start=\"360\" data-end=\"399\">Ta ut medel n\u00e4r du beh\u00f6ver<\/strong><br data-start=\"399\" data-end=\"402\" \/>Krediten \u00e4r kopplad till ditt f\u00f6retagskonto \u2013 du kan ta ut pengar direkt n\u00e4r kassafl\u00f6det blir anstr\u00e4ngt eller n\u00e4r en investeringsm\u00f6jlighet uppst\u00e5r.<\/p><p data-start=\"535\" data-end=\"685\"><strong data-start=\"535\" data-end=\"559\">Betala bara f\u00f6r det du anv\u00e4nder.<\/strong><br data-start=\"559\" data-end=\"562\" \/>R\u00e4nta betalas endast p\u00e5 den del av krediten som anv\u00e4nds, inte p\u00e5 den outnyttjade delen. Du betalar allts\u00e5 bara f\u00f6r det faktiska behovet.<\/p><p data-start=\"687\" data-end=\"861\"><strong data-start=\"687\" data-end=\"728\">Flexibel finansiering f\u00f6r kontinuerligt bruk<\/strong><br data-start=\"728\" data-end=\"731\" \/>Checkr\u00e4kningskrediten ger ditt f\u00f6retag en st\u00e4ndig och omedelbar finansieringsm\u00f6jlighet utan nya ans\u00f6kningar \u2013 varje g\u00e5ng behovet uppst\u00e5r.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e2a6220 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"e2a6220\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cdd7c84 e-con-full e-flex e-con e-child\" data-id=\"cdd7c84\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1b13b44 e-con-full e-flex e-con e-child\" data-id=\"1b13b44\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bdf810d elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"bdf810d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Genom Konkretia Rahoitus skaffar du enkelt en kreditlimit!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-420d41c elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"420d41c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Vi sk\u00f6ter alla f\u00f6rhandlingar med bankerna och g\u00f6r hela processen s\u00e5 enkel som m\u00f6jligt f\u00f6r f\u00f6retagaren. Eftersom f\u00f6retagarnas tid \u00e4r v\u00e4rdefull kommer vi g\u00e4rna till ditt kontor f\u00f6r att diskutera olika finansieringsalternativ och fastst\u00e4lla en l\u00e4mplig kreditgr\u00e4ns. Vi ser till att finansieringen anpassas till ditt f\u00f6retags behov och m\u00e5l.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1317 elementor-mobile-align-justify elementor-align-center elementor-widget__width-initial elementor-widget elementor-widget-global elementor-global-1317 elementor-widget-button\" data-id=\"1317\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/konkretiarahoitus.fi\/sv\/kontakt\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Kontakta oss!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3159299 e-flex e-con-boxed e-con e-parent\" data-id=\"3159299\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-dc6b35b e-con-full e-flex e-con e-child\" data-id=\"dc6b35b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-50d2490 e-con-full e-flex e-con e-child\" data-id=\"50d2490\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f2008dd e-con-full e-flex e-con e-child\" data-id=\"f2008dd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-badf9e0 elementor-widget elementor-widget-image\" data-id=\"badf9e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"794\" height=\"1024\" src=\"https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-pystykuva-kahvi-lasku-2-794x1024.jpg\" class=\"attachment-large size-large wp-image-2288\" alt=\"\" srcset=\"https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-pystykuva-kahvi-lasku-2-794x1024.jpg 794w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-pystykuva-kahvi-lasku-2-233x300.jpg 233w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-pystykuva-kahvi-lasku-2-768x990.jpg 768w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-pystykuva-kahvi-lasku-2-1192x1536.jpg 1192w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-pystykuva-kahvi-lasku-2.jpg 1536w\" sizes=\"(max-width: 794px) 100vw, 794px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-04d7400 e-con-full e-flex e-con e-child\" data-id=\"04d7400\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6355ea1 elementor-widget elementor-widget-heading\" data-id=\"6355ea1\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"laskurahoitus\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fakturafinansiering - snabbare tillg\u00e5ng till kundfordringar<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b375d8 elementor-widget elementor-widget-text-editor\" data-id=\"1b375d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"331\" data-end=\"568\">I m\u00e5nga f\u00f6retag \u00e4r betalningstiderna l\u00e5nga \u2013 pengarna kommer in f\u00f6rst efter flera veckor eller till och med m\u00e5nader. Fakturafinansiering erbjuder en l\u00f6sning p\u00e5 detta: den omvandlar \u00f6ppna kundfakturor till likvida medel snabbt och j\u00e4mnar ut kassafl\u00f6det.<\/p><p data-start=\"570\" data-end=\"596\">Med fakturafinansiering kan du:<\/p><ul data-start=\"597\" data-end=\"832\"><li data-start=\"597\" data-end=\"671\"><p data-start=\"599\" data-end=\"671\"><strong data-start=\"599\" data-end=\"627\">F\u00e5 tillg\u00e5ng till pengarna direkt<\/strong>, \u00e4ven om kunden betalar senare.<\/p><\/li><li data-start=\"672\" data-end=\"755\"><p data-start=\"674\" data-end=\"755\"><strong data-start=\"674\" data-end=\"705\">H\u00e5lla ett stabilare kassafl\u00f6de<\/strong>oberoende av betalningstider<\/p><\/li><li data-start=\"756\" data-end=\"832\"><p data-start=\"758\" data-end=\"832\"><strong data-start=\"758\" data-end=\"800\">Finansiera tillv\u00e4xt och investeringar<\/strong> utan on\u00f6dig v\u00e4ntan<\/p><\/li><\/ul><p data-start=\"834\" data-end=\"1026\">I praktiken fungerar fakturafinansiering s\u00e5 att finansi\u00e4ren betalar ut st\u00f6rsta delen av fakturans belopp direkt, och resten n\u00e4r kunden har gjort sin betalning. Denna tj\u00e4nst kallas ocks\u00e5 <em data-start=\"1012\" data-end=\"1023\">factoring<\/em>.<\/p><p data-start=\"1028\" data-end=\"1258\">Fakturafinansiering \u00e4r s\u00e4rskilt f\u00f6rdelaktig f\u00f6r f\u00f6retag med m\u00e5nga B2B-kunder och l\u00e5nga betalningsvillkor. Den frig\u00f6r kapital, minskar risken f\u00f6r betalningsf\u00f6rseningar och g\u00f6r det enklare att planera f\u00f6retagets ekonomi i vardagen.<\/p><p data-start=\"1260\" data-end=\"1514\">Vi hj\u00e4lper dig att bed\u00f6ma om fakturafinansiering \u00e4r r\u00e4tt l\u00f6sning f\u00f6r ditt f\u00f6retag och vilka villkor som passar b\u00e4st. P\u00e5 s\u00e5 s\u00e4tt kan du anv\u00e4nda pengarna till att utveckla verksamheten \u2013 ist\u00e4llet f\u00f6r att v\u00e4nta p\u00e5 att kunderna betalar sina fakturor.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c4367b6 elementor-mobile-align-justify elementor-align-left elementor-widget elementor-widget-button\" data-id=\"c4367b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/konkretiarahoitus.fi\/sv\/kontakt\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Kontakta oss<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba6dc57 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"ba6dc57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eb2ea5d e-con-full e-flex e-con e-child\" data-id=\"eb2ea5d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-51b969c elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"51b969c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">S\u00e5 h\u00e4r fungerar fakturafinansiering - frig\u00f6r dina pengar f\u00f6r omedelbar anv\u00e4ndning<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d9363f elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"1d9363f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4 data-start=\"202\" data-end=\"357\"><span style=\"color: #ffffff;\"><strong data-start=\"202\" data-end=\"228\">1. F\u00e5 fakturafinansiering<\/strong><\/span><\/h4><p data-start=\"202\" data-end=\"357\">Avtala med Konkretia Finance om fakturafinansiering och vid behov om till\u00e4ggstj\u00e4nster s\u00e5som p\u00e5minnelse- och inkassotj\u00e4nster.<\/p><h4 data-start=\"359\" data-end=\"459\"><span style=\"color: #ffffff;\"><strong data-start=\"359\" data-end=\"385\">2. Bill normalt<\/strong><\/span><\/h4><p data-start=\"359\" data-end=\"459\">Skicka fakturor till dina kunder som tidigare - din process f\u00f6rblir densamma.<\/p><h4 data-start=\"461\" data-end=\"668\"><span style=\"color: #ffffff;\"><strong data-start=\"461\" data-end=\"498\">3. F\u00e5 dina pengar samma dag<\/strong><\/span><\/h4><p data-start=\"461\" data-end=\"668\">\u00d6verf\u00f6r fakturan till oss f\u00f6r finansiering och f\u00e5 betalt p\u00e5 ditt f\u00f6retags konto till och med samma dag. P\u00e5 s\u00e5 s\u00e4tt h\u00e5ller du ditt kassafl\u00f6de stabilt och din f\u00f6retagsfinansiering flexibel.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51620b5 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"51620b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-04d06f3 e-con-full e-flex e-con e-child\" data-id=\"04d06f3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0aac5ca elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"0aac5ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fakturafinansiering - p\u00e5skynda ditt kassafl\u00f6de utan l\u00e5nga betalningstider<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9bbdbf2 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"9bbdbf2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"176\" data-end=\"380\"><strong data-start=\"176\" data-end=\"193\">Fakturafinansiering<\/strong> f\u00f6r f\u00f6retag som s\u00e4ljer p\u00e5 faktura och vill s\u00e4kerst\u00e4lla ett j\u00e4mnt fl\u00f6de av <strong data-start=\"266\" data-end=\"281\">kassafl\u00f6de<\/strong>. L\u00f6sningen fungerar s\u00e4rskilt bra f\u00f6r v\u00e4xande, s\u00e4songsbetonade och projektbaserade f\u00f6retag.<\/p><p data-start=\"382\" data-end=\"398\"><strong data-start=\"382\" data-end=\"398\">S\u00e5 h\u00e4r kan du dra nytta av det:<\/strong><\/p><ul data-start=\"399\" data-end=\"672\"><li data-start=\"399\" data-end=\"477\"><p data-start=\"401\" data-end=\"477\">F\u00e5 in pengarna fr\u00e5n dina f\u00f6rs\u00e4ljningsfakturor p\u00e5 ditt konto <strong data-start=\"435\" data-end=\"443\">omedelbart<\/strong>, och f\u00f6rv\u00e4nta dig inte l\u00e5nga betalningstider.<\/p><\/li><li data-start=\"478\" data-end=\"578\"><p data-start=\"480\" data-end=\"578\">Snabbare kassafl\u00f6de \u2192 l\u00e4ttare att finansiera <strong data-start=\"522\" data-end=\"560\">tillv\u00e4xt, utveckling och investeringar<\/strong> vid r\u00e4tt tidpunkt.<\/p><\/li><li data-start=\"579\" data-end=\"672\"><p data-start=\"581\" data-end=\"672\">Flexibel <strong data-start=\"590\" data-end=\"608\">f\u00f6retagsfinansiering<\/strong> utan on\u00f6diga \u00e5taganden - skr\u00e4ddarsydd f\u00f6r dina aff\u00e4rsbehov.<\/p><\/li><\/ul><p data-start=\"674\" data-end=\"879\"><strong data-start=\"674\" data-end=\"713\">Concretia Financial fakturafinansiering<\/strong><br \/>Vi erbjuder flexibel fakturafinansiering som kan utnyttjas snabbt och utan l\u00e5nga avtal. Vi skr\u00e4ddarsyr finansieringen <strong data-start=\"847\" data-end=\"871\">situationen f\u00f6r ditt f\u00f6retag<\/strong> enligt.<\/p><h4 data-start=\"881\" data-end=\"915\">Ytterligare tj\u00e4nster f\u00f6r fakturafinansiering<\/h4><p data-start=\"916\" data-end=\"1054\">Vi kan inkludera i paketet <strong data-start=\"945\" data-end=\"978\">p\u00e5minnelse- och \u00e5tervinningstj\u00e4nster<\/strong>. Spara tid och resurser n\u00e4r du l\u00e4gger ut p\u00e5 entreprenad <strong data-start=\"1023\" data-end=\"1046\">hantering av kundfordringar<\/strong> oss.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f86bf9f e-flex e-con-boxed e-con e-parent\" data-id=\"f86bf9f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-25d9188 e-con-full e-flex e-con e-child\" data-id=\"25d9188\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-18198fa e-con-full e-flex e-con e-child\" data-id=\"18198fa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-84f01f6 e-con-full e-flex e-con e-child\" data-id=\"84f01f6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-97849af elementor-widget elementor-widget-heading\" data-id=\"97849af\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"varastorahoitus\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Lagerfinansiering \u2013 st\u00f6d f\u00f6r ink\u00f6p och f\u00f6rs\u00e4ljning av produkter<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-808dda0 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"808dda0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"341\" data-end=\"622\">I m\u00e5nga f\u00f6retag \u00e4r en stor del av kapitalet bundet i lagret: varor m\u00e5ste k\u00f6pas in och betalas innan de s\u00e4ljs vidare. Lagerfinansiering hj\u00e4lper till att l\u00f6sa detta problem \u2013 den frig\u00f6r likviditet och g\u00f6r det m\u00f6jligt att ut\u00f6ka lagret utan att f\u00f6retagets kassafl\u00f6de p\u00e5verkas negativt.<\/p><p data-start=\"624\" data-end=\"652\">Med hj\u00e4lp av lagerfinansiering kan du:<\/p><ul data-start=\"653\" data-end=\"935\"><li data-start=\"653\" data-end=\"737\"><p data-start=\"655\" data-end=\"737\"><strong data-start=\"655\" data-end=\"690\">k\u00f6pa in produkter i f\u00f6rv\u00e4g<\/strong> och erbjuda kunderna ett bredare sortiment<\/p><\/li><li data-start=\"738\" data-end=\"831\"><p data-start=\"740\" data-end=\"831\"><strong data-start=\"740\" data-end=\"773\">h\u00e5lla ett j\u00e4mnare kassafl\u00f6de<\/strong>, n\u00e4r lagrets kostnader inte beh\u00f6ver betalas p\u00e5 en g\u00e5ng<\/p><\/li><li data-start=\"832\" data-end=\"935\"><p data-start=\"834\" data-end=\"935\"><strong data-start=\"834\" data-end=\"876\">v\u00e4xa och betj\u00e4na kunder b\u00e4ttre genom<\/strong>, att fylla p\u00e5 lagret flexibelt efter efterfr\u00e5gan<\/p><\/li><\/ul><p data-start=\"937\" data-end=\"1218\">I praktiken fungerar lagerfinansiering s\u00e5 att finansi\u00e4ren betalar leverant\u00f6ren f\u00f6r produkterna, och f\u00f6retaget betalar tillbaka till finansi\u00e4ren enligt en \u00f6verenskommen plan. Det minskar trycket p\u00e5 kassafl\u00f6det och s\u00e4kerst\u00e4ller att varorna finns tillg\u00e4ngliga n\u00e4r kunderna beh\u00f6ver dem.<\/p><p data-start=\"1220\" data-end=\"1410\">Lagerfinansiering passar s\u00e4rskilt f\u00f6r handels- och industrif\u00f6retag d\u00e4r lagerv\u00e4rdet \u00e4r betydande och d\u00e4r man vill s\u00e4kra leveransf\u00f6rm\u00e5gan utan att kassafl\u00f6det blir f\u00f6r belastat.<\/p><p data-start=\"1412\" data-end=\"1637\">Vi hj\u00e4lper dig att hitta den mest l\u00e4mpliga lagerfinansieringsl\u00f6sningen f\u00f6r ditt f\u00f6retag och att f\u00f6rhandla fram villkor som st\u00f6der verksamheten p\u00e5 l\u00e5ng sikt. P\u00e5 s\u00e5 s\u00e4tt blir lagret en motor f\u00f6r tillv\u00e4xt \u2013 inte en kostnad som binder kapital.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ed9293 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"9ed9293\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/konkretiarahoitus.fi\/sv\/yhtestiedot\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Kontakta oss!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f303a7f e-con-full e-flex e-con e-child\" data-id=\"f303a7f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-195bfc0 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"195bfc0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"794\" height=\"1024\" src=\"https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-mies-varastossa-794x1024.jpg\" class=\"attachment-large size-large wp-image-2266\" alt=\"Concretia Finansman i lager\" srcset=\"https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-mies-varastossa-794x1024.jpg 794w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-mies-varastossa-233x300.jpg 233w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-mies-varastossa-768x990.jpg 768w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-mies-varastossa-1192x1536.jpg 1192w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-mies-varastossa.jpg 1536w\" sizes=\"(max-width: 794px) 100vw, 794px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-917634d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"917634d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-826ab99 e-con-full e-flex e-con e-child\" data-id=\"826ab99\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-435ef7c elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"435ef7c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Smidig lagerfinansiering f\u00f6r f\u00f6retag i alla storlekar<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a35e046 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"a35e046\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"209\" data-end=\"565\"><strong data-start=\"209\" data-end=\"228\">Lagerfinansiering<\/strong> \u00e4r en flexibel l\u00f6sning f\u00f6r f\u00f6retag som vill balansera kassafl\u00f6det och frig\u00f6ra kapital f\u00f6r att utveckla verksamheten. V\u00e5r finansieringspartner betalar direkt till leverant\u00f6ren, och ditt f\u00f6retag kan \u00e5terbetala beloppet inom <strong data-start=\"446\" data-end=\"463\">1-4 m\u00e5nader<\/strong> beroende p\u00e5 den egna situationen. P\u00e5 s\u00e5 s\u00e4tt beh\u00f6ver du inte binda ditt lager eller dina tillg\u00e5ngar som s\u00e4kerhet.<\/p><p data-start=\"567\" data-end=\"732\"><strong data-start=\"567\" data-end=\"608\">Konkretia Rahoitus lagerfinansiering<\/strong> baseras p\u00e5 ditt f\u00f6retags ekonomiska situation \u2013 kreditgr\u00e4nsen fastst\u00e4lls flexibelt och kan v\u00e4xa i takt med f\u00f6retagets utveckling.<\/p><h4 data-start=\"734\" data-end=\"784\">S\u00e5 h\u00e4r drar ditt f\u00f6retag nytta av lagerfinansiering:<\/h4><p data-start=\"786\" data-end=\"866\"><strong data-start=\"786\" data-end=\"802\">Inga s\u00e4kerheter<\/strong><br data-start=\"802\" data-end=\"805\" \/>Du beh\u00f6ver inte anv\u00e4nda f\u00f6retagets tillg\u00e5ngar eller lager som s\u00e4kerhet.<\/p><p data-start=\"868\" data-end=\"961\"><strong data-start=\"868\" data-end=\"894\">Flexibel \u00e5terbetalning<\/strong><br data-start=\"894\" data-end=\"897\" \/>V\u00e4lj en betalningsplan som passar dig \u2013 mellan 1 och 4 m\u00e5nader.<\/p><p data-start=\"963\" data-end=\"1059\"><strong data-start=\"963\" data-end=\"985\">B\u00e4ttre kreditgr\u00e4ns<\/strong><br data-start=\"985\" data-end=\"988\" \/>Finansieringens storlek baseras p\u00e5 f\u00f6retagets faktiska ekonomiska situation.<\/p><p data-start=\"1061\" data-end=\"1158\"><strong data-start=\"1061\" data-end=\"1085\">Stabilt kassafl\u00f6de<\/strong><br data-start=\"1085\" data-end=\"1088\" \/>B\u00f6rja s\u00e4lja produkterna innan de \u00e4r fullt betalda och h\u00e5ll kassafl\u00f6det balanserat.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-091ed1a e-con-full e-flex e-con e-child\" data-id=\"091ed1a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-61fae1e elementor-widget elementor-widget-heading\" data-id=\"61fae1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">VANLIGA FR\u00c5GOR<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-85605da elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"85605da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Vanliga fr\u00e5gor och svar<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-27b7bd8 e-con-full e-flex e-con e-child\" data-id=\"27b7bd8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-63979e4 e-con-full e-flex e-con e-child\" data-id=\"63979e4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-815f54e elementor-widget elementor-widget-n-accordion\" data-id=\"815f54e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Dragspel. \u00d6ppna l\u00e4nkar med Enter eller Space, st\u00e4ng med Escape och navigera med piltangenterna\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1350\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1350\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Vilken information kr\u00e4vs f\u00f6r att ans\u00f6ka om finansiering? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-up\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M34.9 289.5l-22.2-22.2c-9.4-9.4-9.4-24.6 0-33.9L207 39c9.4-9.4 24.6-9.4 33.9 0l194.3 194.3c9.4 9.4 9.4 24.6 0 33.9L413 289.4c-9.5 9.5-25 9.3-34.3-.4L264 168.6V456c0 13.3-10.7 24-24 24h-32c-13.3 0-24-10.7-24-24V168.6L69.2 289.1c-9.3 9.8-24.8 10-34.3.4z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1350\" class=\"elementor-element elementor-element-31ea18e e-con-full e-flex e-con e-child\" data-id=\"31ea18e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-160a974 elementor-widget elementor-widget-text-editor\" data-id=\"160a974\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Vi beh\u00f6ver f\u00f6retagets centrala ekonomiska uppgifter, inklusive det senaste bokslutet samt\nmellanrapporter (resultatr\u00e4kning och balansr\u00e4kning). <br \/>Utifr\u00e5n dessa kan vi bed\u00f6ma f\u00f6retagets\nsituation och bygga den b\u00e4sta m\u00f6jliga finansieringsl\u00f6sningen.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1351\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1351\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Hur snabbt kan man f\u00e5 finansieringen? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-up\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M34.9 289.5l-22.2-22.2c-9.4-9.4-9.4-24.6 0-33.9L207 39c9.4-9.4 24.6-9.4 33.9 0l194.3 194.3c9.4 9.4 9.4 24.6 0 33.9L413 289.4c-9.5 9.5-25 9.3-34.3-.4L264 168.6V456c0 13.3-10.7 24-24 24h-32c-13.3 0-24-10.7-24-24V168.6L69.2 289.1c-9.3 9.8-24.8 10-34.3.4z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1351\" class=\"elementor-element elementor-element-8c10bf5 e-con-full e-flex e-con e-child\" data-id=\"8c10bf5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ac25fe elementor-widget elementor-widget-text-editor\" data-id=\"6ac25fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>N\u00e4r vi har f\u00e5tt den n\u00f6dv\u00e4ndiga informationen om f\u00f6retaget kan vi vanligtvis l\u00e4mna ett\nfinansieringserbjudande inom 24 timmar <br \/>Vi sk\u00f6ter hela processen fr\u00e5n b\u00f6rjan till slut och ser till att finansieringen fortskrider s\u00e5 snabbt som m\u00f6jligt.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1352\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1352\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Hur g\u00e5r processen vidare efter att jag har skickat in ans\u00f6kan? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-up\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M34.9 289.5l-22.2-22.2c-9.4-9.4-9.4-24.6 0-33.9L207 39c9.4-9.4 24.6-9.4 33.9 0l194.3 194.3c9.4 9.4 9.4 24.6 0 33.9L413 289.4c-9.5 9.5-25 9.3-34.3-.4L264 168.6V456c0 13.3-10.7 24-24 24h-32c-13.3 0-24-10.7-24-24V168.6L69.2 289.1c-9.3 9.8-24.8 10-34.3.4z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1352\" class=\"elementor-element elementor-element-a7bb708 e-con-full e-flex e-con e-child\" data-id=\"a7bb708\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-324383f elementor-widget elementor-widget-text-editor\" data-id=\"324383f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Vi g\u00e5r igenom f\u00f6retagets uppgifter och finansieringsbehov och utarbetar en l\u00f6sning som passar just er. <br \/>N\u00e4r ni godk\u00e4nner f\u00f6rslaget tar vi hand om alla n\u00f6dv\u00e4ndiga dokument och g\u00e5r vidare till\ngenomf\u00f6randet av finansieringen.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1353\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1353\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00c4r finansieringsans\u00f6kan bindande eller avgiftsbelagd? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-up\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M34.9 289.5l-22.2-22.2c-9.4-9.4-9.4-24.6 0-33.9L207 39c9.4-9.4 24.6-9.4 33.9 0l194.3 194.3c9.4 9.4 9.4 24.6 0 33.9L413 289.4c-9.5 9.5-25 9.3-34.3-.4L264 168.6V456c0 13.3-10.7 24-24 24h-32c-13.3 0-24-10.7-24-24V168.6L69.2 289.1c-9.3 9.8-24.8 10-34.3.4z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1353\" class=\"elementor-element elementor-element-46f703a e-con-full e-flex e-con e-child\" data-id=\"46f703a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2741eea elementor-widget elementor-widget-text-editor\" data-id=\"2741eea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Nej. V\u00e5rt arbete bygger p\u00e5 resultat, vilket inneb\u00e4r att v\u00e5r avgift debiteras endast om finansieringen genomf\u00f6rs enligt den godk\u00e4nda l\u00f6sningen.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b032e79 e-con-full e-flex e-con e-parent\" data-id=\"b032e79\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4ece9cc e-con-full e-flex e-con e-child\" data-id=\"4ece9cc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-d5bbe60 e-flex e-con-boxed e-con e-child\" data-id=\"d5bbe60\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aba8246 elementor-widget elementor-widget-heading\" data-id=\"aba8246\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Bloggar<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-803e77f elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"803e77f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00c5sikter, tankar, erfarenheter<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a43170 elementor-invisible elementor-widget elementor-widget-jkit_post_block\" data-id=\"0a43170\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"jkit_post_block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-postblock postblock-type-2 jkit-pagination-disable post-element jeg_module___6a07582511fed\"  data-id=\"jeg_module___6a07582511fed\" data-settings=\"{&quot;post_type&quot;:&quot;post&quot;,&quot;number_post&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:3,&quot;sizes&quot;:[]},&quot;post_offset&quot;:0,&quot;unique_content&quot;:&quot;disable&quot;,&quot;include_post&quot;:&quot;&quot;,&quot;exclude_post&quot;:&quot;&quot;,&quot;include_category&quot;:&quot;&quot;,&quot;exclude_category&quot;:&quot;&quot;,&quot;include_author&quot;:&quot;&quot;,&quot;include_tag&quot;:&quot;&quot;,&quot;exclude_tag&quot;:&quot;&quot;,&quot;job_listing_type&quot;:&quot;&quot;,&quot;sort_by&quot;:&quot;latest&quot;,&quot;pagination_mode&quot;:&quot;disable&quot;,&quot;pagination_loadmore_text&quot;:&quot;Load More&quot;,&quot;pagination_loading_text&quot;:&quot;Loading...&quot;,&quot;pagination_number_post&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:3,&quot;sizes&quot;:[]},&quot;pagination_scroll_limit&quot;:0,&quot;pagination_icon&quot;:{&quot;value&quot;:&quot;&quot;,&quot;library&quot;:&quot;&quot;},&quot;pagination_icon_position&quot;:&quot;before&quot;,&quot;st_category_position&quot;:&quot;center&quot;,&quot;sg_content_postblock_type&quot;:&quot;type-2&quot;,&quot;sg_content_element_order&quot;:&quot;meta,title&quot;,&quot;sg_content_breakpoint&quot;:&quot;tablet&quot;,&quot;sg_content_title_html_tag&quot;:&quot;h3&quot;,&quot;sg_content_category_enable&quot;:&quot;&quot;,&quot;sg_content_excerpt_enable&quot;:&quot;yes&quot;,&quot;sg_content_excerpt_length&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:20,&quot;sizes&quot;:[]},&quot;sg_content_excerpt_more&quot;:&quot;...&quot;,&quot;sg_content_readmore_enable&quot;:&quot;&quot;,&quot;sg_content_readmore_icon&quot;:{&quot;value&quot;:&quot;fas fa-arrow-right&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;sg_content_readmore_icon_position&quot;:&quot;after&quot;,&quot;sg_content_readmore_text&quot;:&quot;Read More&quot;,&quot;sg_content_comment_enable&quot;:&quot;&quot;,&quot;sg_content_comment_icon&quot;:{&quot;value&quot;:&quot;fas fa-comment&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;sg_content_comment_icon_position&quot;:&quot;before&quot;,&quot;sg_content_meta_enable&quot;:&quot;yes&quot;,&quot;sg_content_meta_author_enable&quot;:&quot;&quot;,&quot;sg_content_meta_author_by_text&quot;:&quot;&quot;,&quot;sg_content_meta_author_icon&quot;:{&quot;value&quot;:&quot;fas fa-user&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;sg_content_meta_author_icon_position&quot;:&quot;before&quot;,&quot;sg_content_meta_date_enable&quot;:&quot;yes&quot;,&quot;sg_content_meta_date_type&quot;:&quot;published&quot;,&quot;sg_content_meta_date_format&quot;:&quot;default&quot;,&quot;sg_content_meta_date_format_custom&quot;:&quot;F j, Y&quot;,&quot;sg_content_meta_date_icon&quot;:{&quot;value&quot;:&quot;fas fa-clock&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;sg_content_meta_date_icon_position&quot;:&quot;before&quot;,&quot;sg_content_image_size_imagesize_size&quot;:&quot;full&quot;,&quot;paged&quot;:1,&quot;class&quot;:&quot;jkit_post_block&quot;}\"><div class=\"jkit-block-container\"><div class=\"jkit-posts jkit-ajax-flag\">\n            <article class=\"jkit-post post-3919 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized tag-asiantuntija tag-ennakointi tag-investoinnit tag-joustavuus tag-kasvu tag-kumppanuus tag-kustannukset tag-laskurahoitus tag-liiketoiminta tag-neuvottelut tag-pankit tag-prosessi tag-rahoittajat tag-rahoitus tag-rahoitusratkaisut tag-taloudellinen-puskuri tag-tarjoukset tag-tililimiitti tag-tulosperusteinen tag-varastorahoitus tag-yritys tag-yrityslaina tag-yritysrahoitus\">\n                    <div class=\"jkit-thumb\"><a aria-label=\"Finansieringsl\u00f6sningar utan on\u00f6dig byr\u00e5krati, hur fungerar processen?\" href=\"https:\/\/konkretiarahoitus.fi\/sv\/2026\/05\/rahoitusratkaisut-ilman-turhaa-byrokratiaa-miten-prosessi-toimii\"><div class=\"thumbnail-container\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1440\" src=\"https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/04\/Sahkoposti-kuvat-3.png\" class=\"attachment-full size-full wp-post-image\" alt=\"\" srcset=\"https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/04\/Sahkoposti-kuvat-3.png 2560w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/04\/Sahkoposti-kuvat-3-300x169.png 300w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/04\/Sahkoposti-kuvat-3-1024x576.png 1024w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/04\/Sahkoposti-kuvat-3-768x432.png 768w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/04\/Sahkoposti-kuvat-3-1536x864.png 1536w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/04\/Sahkoposti-kuvat-3-2048x1152.png 2048w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/04\/Sahkoposti-kuvat-3-18x10.png 18w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/>\n        <\/div><\/a><\/div>\n                    <div class=\"jkit-postblock-content\"><div class=\"jkit-post-meta\"><div class=\"jkit-meta-date icon-position-before\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-clock\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256,8C119,8,8,119,8,256S119,504,256,504,504,393,504,256,393,8,256,8Zm92.49,313h0l-20,25a16,16,0,0,1-22.49,2.5h0l-67-49.72a40,40,0,0,1-15-31.23V112a16,16,0,0,1,16-16h32a16,16,0,0,1,16,16V256l58,42.5A16,16,0,0,1,348.49,321Z\"><\/path><\/svg>maj 5, 2026<\/div><\/div><h3 class=\"jkit-post-title\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/konkretiarahoitus.fi\/sv\/2026\/05\/rahoitusratkaisut-ilman-turhaa-byrokratiaa-miten-prosessi-toimii\">Finansieringsl\u00f6sningar utan on\u00f6dig byr\u00e5krati, hur fungerar processen?<\/a>\n\t\t\t\t\t\t<\/h3><\/div>\n                <\/article><article class=\"jkit-post post-3901 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized tag-ajoitus tag-ennakointi tag-investoinnit tag-kannattavuus tag-kassavaje tag-kassavirta tag-kasvun-rahoitus tag-kayttopaaoma tag-liiketoiminta tag-liiketoimintasuunnitelma tag-maksuvalmius tag-oma-paaoma tag-potentiaali tag-paatoksenteko tag-rahavirta tag-rahoittaja tag-rahoituksen-saatavuus tag-rahoitus tag-rahoituskelpoisuus tag-rahoituspaatos tag-rahoitusratkaisu tag-rahoitustarve tag-riskit tag-taloudellinen-suunnittelu tag-taloudellinen-tilanne tag-taloudelliset-puskurit tag-talousluvut tag-tulevaisuuden-nakymat tag-vakavaraisuus tag-yrityksen-uskottavuus tag-yritys tag-yritysrahoitus\">\n                    <div class=\"jkit-thumb\"><a aria-label=\"Varf\u00f6r f\u00e5r ett f\u00f6retag inte finansiering? 5 vanligaste orsakerna\u00a0\" href=\"https:\/\/konkretiarahoitus.fi\/sv\/2026\/04\/miksi-yritys-ei-saa-rahoitusta-5-yleisinta-syyta\"><div class=\"thumbnail-container\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1440\" src=\"https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/04\/Sahkoposti-kuvat-2.png\" class=\"attachment-full size-full wp-post-image\" alt=\"\" srcset=\"https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/04\/Sahkoposti-kuvat-2.png 2560w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/04\/Sahkoposti-kuvat-2-300x169.png 300w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/04\/Sahkoposti-kuvat-2-1024x576.png 1024w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/04\/Sahkoposti-kuvat-2-768x432.png 768w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/04\/Sahkoposti-kuvat-2-1536x864.png 1536w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/04\/Sahkoposti-kuvat-2-2048x1152.png 2048w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/04\/Sahkoposti-kuvat-2-18x10.png 18w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/>\n        <\/div><\/a><\/div>\n                    <div class=\"jkit-postblock-content\"><div class=\"jkit-post-meta\"><div class=\"jkit-meta-date icon-position-before\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-clock\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256,8C119,8,8,119,8,256S119,504,256,504,504,393,504,256,393,8,256,8Zm92.49,313h0l-20,25a16,16,0,0,1-22.49,2.5h0l-67-49.72a40,40,0,0,1-15-31.23V112a16,16,0,0,1,16-16h32a16,16,0,0,1,16,16V256l58,42.5A16,16,0,0,1,348.49,321Z\"><\/path><\/svg>april 21, 2026<\/div><\/div><h3 class=\"jkit-post-title\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/konkretiarahoitus.fi\/sv\/2026\/04\/miksi-yritys-ei-saa-rahoitusta-5-yleisinta-syyta\">Varf\u00f6r f\u00e5r ett f\u00f6retag inte finansiering? 5 vanligaste orsakerna\u00a0<\/a>\n\t\t\t\t\t\t<\/h3><\/div>\n                <\/article><article class=\"jkit-post post-3888 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized tag-arvonlisavero tag-ennakkovero tag-investoinnit tag-kannattavuus tag-kassanhallinta tag-kassapaine tag-kassatilanne tag-kassavirran-hallinta tag-kassavirran-suunnittelu tag-kassavirta tag-kassavirta-vs-kannattavuus tag-kayttopaaoma tag-lainan-lyhennys tag-laskutus tag-liiketoiminnan-kannattavuus tag-liiketoiminnan-kasvu tag-maksuaika tag-myyntisaatavat tag-rahavirta tag-rahoituksen-tarve tag-talouden-hallinta tag-varaston-sitoma-paaoma tag-yrityksen-arki tag-yrityksen-kassavirta tag-yrityksen-kasvu tag-yrityksen-kulut tag-yrityksen-maksuvalmius tag-yrityksen-rahoitus tag-yrityksen-talous tag-yrityksen-verotus\">\n                    <div class=\"jkit-thumb\"><a aria-label=\"Ditt f\u00f6retag \u00e4r l\u00f6nsamt. Varf\u00f6r \u00e4r kassan \u00e4nd\u00e5 anstr\u00e4ngd?\u00a0\" href=\"https:\/\/konkretiarahoitus.fi\/sv\/2026\/04\/yrityksesi-tekee-voittoa-miksi-kassassa-on-silti-tiukkaa\"><div class=\"thumbnail-container\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1440\" src=\"https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/03\/Sahkoposti-kuvat-4.png\" class=\"attachment-full size-full wp-post-image\" alt=\"\" srcset=\"https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/03\/Sahkoposti-kuvat-4.png 2560w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/03\/Sahkoposti-kuvat-4-300x169.png 300w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/03\/Sahkoposti-kuvat-4-1024x576.png 1024w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/03\/Sahkoposti-kuvat-4-768x432.png 768w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/03\/Sahkoposti-kuvat-4-1536x864.png 1536w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/03\/Sahkoposti-kuvat-4-2048x1152.png 2048w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/03\/Sahkoposti-kuvat-4-18x10.png 18w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/>\n        <\/div><\/a><\/div>\n                    <div class=\"jkit-postblock-content\"><div class=\"jkit-post-meta\"><div class=\"jkit-meta-date icon-position-before\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-clock\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256,8C119,8,8,119,8,256S119,504,256,504,504,393,504,256,393,8,256,8Zm92.49,313h0l-20,25a16,16,0,0,1-22.49,2.5h0l-67-49.72a40,40,0,0,1-15-31.23V112a16,16,0,0,1,16-16h32a16,16,0,0,1,16,16V256l58,42.5A16,16,0,0,1,348.49,321Z\"><\/path><\/svg>april 9, 2026<\/div><\/div><h3 class=\"jkit-post-title\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/konkretiarahoitus.fi\/sv\/2026\/04\/yrityksesi-tekee-voittoa-miksi-kassassa-on-silti-tiukkaa\">Ditt f\u00f6retag \u00e4r l\u00f6nsamt. Varf\u00f6r \u00e4r kassan \u00e4nd\u00e5 anstr\u00e4ngd?\u00a0<\/a>\n\t\t\t\t\t\t<\/h3><\/div>\n                <\/article>\n        <\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b822e77 elementor-absolute elementor-hidden-tablet elementor-widget elementor-widget-image\" data-id=\"b822e77\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"768\" src=\"https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-logo-768x768.png\" class=\"attachment-medium_large size-medium_large wp-image-2229\" alt=\"Concretia Finance logotyp\" srcset=\"https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-logo-768x768.png 768w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-logo-300x300.png 300w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-logo-1024x1024.png 1024w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-logo-150x150.png 150w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-logo.png 1500w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>YEL, TyEL, YTJ, ennakkovero, vakuutukset, kirjanpito\u2026 etk\u00f6 ymm\u00e4rr\u00e4? Ei h\u00e4t\u00e4\u00e4. Me Konkretia Kirjanpidolla autamme sinut alkuun askel kerrallaan.<\/p>\n<p>Perustamme yrityksen kanssasi, hoidamme ilmoitukset YTJ:lle, laitamme YEL- ja TyEL-asiat kuntoon, autamme avaamaan pankkitilit ja j\u00e4rjest\u00e4mme kirjanpidon sek\u00e4 palkanlaskennan valmiiksi. Saat my\u00f6s apua rahoituksen hakemiseen \u2013 olipa kyseess\u00e4 pankki, Finnvera tai starttiraha.<\/p>\n<p>Saat henkil\u00f6kohtaisen asiantuntijan, joka puhuu ymm\u00e4rrett\u00e4v\u00e4\u00e4 kielt\u00e4 ja hoitaa asiat puolestasi. Meilt\u00e4 saat kaiken, mit\u00e4 tarvitset yritt\u00e4jyyden alkuun<\/p>","protected":false},"author":2,"featured_media":2864,"parent":0,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-37","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/konkretiarahoitus.fi\/sv\/wp-json\/wp\/v2\/pages\/37","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/konkretiarahoitus.fi\/sv\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/konkretiarahoitus.fi\/sv\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/konkretiarahoitus.fi\/sv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/konkretiarahoitus.fi\/sv\/wp-json\/wp\/v2\/comments?post=37"}],"version-history":[{"count":183,"href":"https:\/\/konkretiarahoitus.fi\/sv\/wp-json\/wp\/v2\/pages\/37\/revisions"}],"predecessor-version":[{"id":3859,"href":"https:\/\/konkretiarahoitus.fi\/sv\/wp-json\/wp\/v2\/pages\/37\/revisions\/3859"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/konkretiarahoitus.fi\/sv\/wp-json\/wp\/v2\/media\/2864"}],"wp:attachment":[{"href":"https:\/\/konkretiarahoitus.fi\/sv\/wp-json\/wp\/v2\/media?parent=37"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}