{"id":4091,"date":"2026-07-03T09:53:51","date_gmt":"2026-07-03T06:53:51","guid":{"rendered":"https:\/\/konkretiarahoitus.fi\/?page_id=4091"},"modified":"2026-07-13T10:29:05","modified_gmt":"2026-07-13T07:29:05","slug":"foretagslan","status":"publish","type":"page","link":"https:\/\/konkretiarahoitus.fi\/sv\/yritysrahoitus\/yrityslaina","title":{"rendered":"F\u00f6retagsl\u00e5n"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"4091\" class=\"elementor elementor-4091\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-537bfbbd e-flex e-con-boxed e-con e-parent\" data-id=\"537bfbbd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-528ca361 e-con-full e-flex e-con e-child\" data-id=\"528ca361\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-644edea9 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"644edea9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">F\u00f6retagsl\u00e5n<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e5bfe20 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"6e5bfe20\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"PDq2pG_selectionAnchorContainer\" data-start=\"297\" data-end=\"350\"><strong data-start=\"297\" data-end=\"350\">Finansiering f\u00f6r ditt f\u00f6retags tillv\u00e4xt och investeringar<\/strong><\/p><p data-start=\"352\" data-end=\"577\">Ett f\u00f6retagsl\u00e5n hj\u00e4lper till att finansiera investeringar, r\u00f6relsekapital och andra behov som st\u00f6der f\u00f6retagets utveckling. Vi j\u00e4mf\u00f6r f\u00f6retagsl\u00e5n \u00e5t dig och hj\u00e4lper dig att hitta den finansieringsl\u00f6sning som passar ditt f\u00f6retag b\u00e4st.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1469122 elementor-absolute elementor-hidden-mobile elementor-hidden-tablet elementor-widget elementor-widget-image\" data-id=\"1469122\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1500\" height=\"1500\" src=\"https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-logo.png\" class=\"attachment-full size-full wp-image-2229\" alt=\"Concretia Finance logotyp\" srcset=\"https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-logo.png 1500w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-logo-300x300.png 300w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-logo-1024x1024.png 1024w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-logo-150x150.png 150w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2025\/10\/251002-logo-768x768.png 768w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7060832e e-flex e-con-boxed e-con e-parent\" data-id=\"7060832e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-34100116 e-con-full e-flex e-con e-child\" data-id=\"34100116\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a55fa6b e-con-full e-flex e-con e-child\" data-id=\"a55fa6b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c5fb7c5 e-con-full e-flex e-con e-child\" data-id=\"c5fb7c5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c781e54 elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-image\" data-id=\"c781e54\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"683\" height=\"1024\" src=\"https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/06\/konkretiarahoitus-9-683x1024.jpg\" class=\"attachment-large size-large wp-image-4092\" alt=\"\" srcset=\"https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/06\/konkretiarahoitus-9-683x1024.jpg 683w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/06\/konkretiarahoitus-9-200x300.jpg 200w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/06\/konkretiarahoitus-9-768x1152.jpg 768w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/06\/konkretiarahoitus-9-1024x1536.jpg 1024w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/06\/konkretiarahoitus-9-1365x2048.jpg 1365w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/06\/konkretiarahoitus-9-8x12.jpg 8w, https:\/\/konkretiarahoitus.fi\/wp-content\/uploads\/2026\/06\/konkretiarahoitus-9-scaled.jpg 1706w\" sizes=\"(max-width: 683px) 100vw, 683px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-91ee372 e-con-full e-flex e-con e-child\" data-id=\"91ee372\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bb6c81d elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"bb6c81d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Vad \u00e4r ett f\u00f6retagsl\u00e5n?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-639e809 elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"639e809\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"PDq2pG_selectionAnchorContainer\" data-start=\"282\" data-end=\"544\">Ett f\u00f6retagsl\u00e5n \u00e4r en flexibel finansieringsl\u00f6sning n\u00e4r ditt f\u00f6retag beh\u00f6ver kapital f\u00f6r investeringar, tillv\u00e4xt eller den dagliga verksamheten. L\u00e5net \u00e5terbetalas enligt en \u00f6verenskommen \u00e5terbetalningsplan och villkoren anpassas efter f\u00f6retagets situation.<\/p><p data-section-id=\"16t66b4\" data-start=\"546\" data-end=\"591\"><strong>Ett f\u00f6retagsl\u00e5n kan anv\u00e4ndas f\u00f6r:<\/strong><\/p><ul data-start=\"593\" data-end=\"919\"><li data-section-id=\"1bguk5l\" data-start=\"593\" data-end=\"723\"><strong data-start=\"595\" data-end=\"627\">F\u00f6rst\u00e4rkning av r\u00f6relsekapitalet<\/strong>, till exempel f\u00f6r l\u00f6ner, hyror, materialink\u00f6p och andra l\u00f6pande kostnader i verksamheten.<\/li><li data-section-id=\"1asxwy7\" data-start=\"724\" data-end=\"815\"><strong data-start=\"726\" data-end=\"745\">Investeringar<\/strong>, till exempel ink\u00f6p av maskiner, utrustning, fordon eller aff\u00e4rslokaler.<\/li><li data-section-id=\"p3jlb7\" data-start=\"816\" data-end=\"919\"><strong data-start=\"818\" data-end=\"839\">Att st\u00f6dja f\u00f6retagets tillv\u00e4xt<\/strong>, till exempel genom rekryteringar, marknadsf\u00f6ring eller expansion av verksamheten.<\/li><\/ul><p data-start=\"921\" data-end=\"1179\">\u00a0<\/p><p data-start=\"921\" data-end=\"1179\">L\u00e5nevillkoren p\u00e5verkas bland annat av f\u00f6retagets ekonomiska situation, l\u00e5nebeloppet, \u00e5terbetalningstiden och eventuella s\u00e4kerheter. I vissa fall kan en borgen fr\u00e5n Finnvera g\u00f6ra det l\u00e4ttare att f\u00e5 finansiering, s\u00e4rskilt f\u00f6r nystartade och v\u00e4xande sm\u00e5 och medelstora f\u00f6retag.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a8e9ace elementor-mobile-align-justify elementor-align-left elementor-invisible elementor-widget elementor-widget-button\" data-id=\"a8e9ace\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/konkretiarahoitus.fi\/sv\/kontakt\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Ans\u00f6k om ett f\u00f6retagsl\u00e5n!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1382f90 elementor-widget__width-initial elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1382f90\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a9a7150 elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"a9a7150\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">F\u00f6retagsl\u00e5n fr\u00e5n 10 000 \u20ac<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d91b87 elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"9d91b87\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"PDq2pG_selectionAnchorContainer\" data-start=\"117\" data-end=\"265\">Konkretia Rahoitus j\u00e4mf\u00f6r f\u00f6retagsl\u00e5n \u00e5t dig, samlar in den information som beh\u00f6vs f\u00f6r ans\u00f6kan och g\u00e5r igenom erbjudandena tillsammans med dig innan du fattar ditt beslut.<\/p><p data-start=\"267\" data-end=\"401\">V\u00e5rt m\u00e5l \u00e4r att g\u00f6ra ans\u00f6kan om ett f\u00f6retagsl\u00e5n s\u00e5 enkel och smidig som m\u00f6jligt, s\u00e5 att du kan fokusera p\u00e5 att driva ditt f\u00f6retag.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db5df6a elementor-widget__width-initial elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"db5df6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-97226b8 elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"97226b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Villkor och s\u00e4kerheter f\u00f6r f\u00f6retagsl\u00e5n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a425f7 elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"6a425f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"PDq2pG_selectionAnchorContainer\" data-start=\"311\" data-end=\"494\">Varje f\u00f6retag har olika finansieringsbehov. D\u00e4rf\u00f6r anpassas l\u00e5nebeloppet, \u00e5terbetalningstiden och villkoren efter f\u00f6retagets finansieringsbehov, ekonomiska situation och \u00e5terbetalningsf\u00f6rm\u00e5ga.<\/p><p data-start=\"496\" data-end=\"822\">R\u00e4ntan p\u00e5verkas av f\u00f6retagets ekonomiska situation, vilka s\u00e4kerheter som st\u00e4lls, l\u00e5nebeloppet och \u00e5terbetalningstiden. Som s\u00e4kerhet kan till exempel fastigheter, bostadsaktier, aktier eller mark, s\u00e5som \u00e5ker- eller skogsmark, anv\u00e4ndas. Om den enda s\u00e4kerheten \u00e4r en personlig borgen \u00e4r r\u00e4ntan vanligtvis h\u00f6gre.<\/p><p data-start=\"824\" data-end=\"1067\">Genom efterpants\u00e4ttning kan samma s\u00e4kerhet i vissa fall \u00e4ven anv\u00e4ndas som s\u00e4kerhet f\u00f6r ett nytt l\u00e5n. P\u00e5 s\u00e5 s\u00e4tt kan f\u00f6retaget utnyttja sina befintliga s\u00e4kerheter mer effektivt.<\/p><p data-start=\"824\" data-end=\"1067\">Vi hj\u00e4lper dig att hitta r\u00e4tt finansierings- och s\u00e4kerhetsl\u00f6sning f\u00f6r ditt f\u00f6retag.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9142985 elementor-align-center elementor-invisible elementor-widget elementor-widget-button\" data-id=\"9142985\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/konkretiarahoitus.fi\/sv\/kontakt\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Kontakta oss!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Yrityslaina Rahoitusta yrityksesi kasvuun ja investointeihin. Yrityslaina auttaa rahoittamaan esimerkiksi investointeja, k\u00e4ytt\u00f6p\u00e4\u00e4omaa ja muita yrityksen kehitt\u00e4miseen liittyvi\u00e4 tarpeita. Kilpailutamme yrityslainat puolestasi ja autamme l\u00f6yt\u00e4m\u00e4\u00e4n yrityksellesi sopivan rahoitusratkaisun. Mik\u00e4 on yrityslaina? Yrityslaina on joustava rahoitusratkaisu, kun yritys tarvitsee p\u00e4\u00e4omaa investointeihin, kasvuun tai p\u00e4ivitt\u00e4isen toiminnan rahoittamiseen. Laina maksetaan takaisin sovitun takaisinmaksusuunnitelman mukaisesti, ja sen ehdot m\u00e4\u00e4r\u00e4ytyv\u00e4t yrityksen [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":2864,"parent":37,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-4091","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/konkretiarahoitus.fi\/sv\/wp-json\/wp\/v2\/pages\/4091","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/konkretiarahoitus.fi\/sv\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/konkretiarahoitus.fi\/sv\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/konkretiarahoitus.fi\/sv\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/konkretiarahoitus.fi\/sv\/wp-json\/wp\/v2\/comments?post=4091"}],"version-history":[{"count":39,"href":"https:\/\/konkretiarahoitus.fi\/sv\/wp-json\/wp\/v2\/pages\/4091\/revisions"}],"predecessor-version":[{"id":4657,"href":"https:\/\/konkretiarahoitus.fi\/sv\/wp-json\/wp\/v2\/pages\/4091\/revisions\/4657"}],"up":[{"embeddable":true,"href":"https:\/\/konkretiarahoitus.fi\/sv\/wp-json\/wp\/v2\/pages\/37"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/konkretiarahoitus.fi\/sv\/wp-json\/wp\/v2\/media\/2864"}],"wp:attachment":[{"href":"https:\/\/konkretiarahoitus.fi\/sv\/wp-json\/wp\/v2\/media?parent=4091"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}