Credit line
A credit line is a flexible financing solution that helps your business manage cash flow and prepare for unexpected expenses without unnecessary bureaucracy. Together, we agree on a suitable limit that you can use whenever needed, without having to reapply or wait for new approvals.
Credit line – flexibility for your company’s cash flow
A company’s cash flow fluctuates, and sometimes expenses come before income. A credit line is a flexible financing solution that supports daily operations. It works as an adjustable credit facility linked to your business bank account, available whenever incoming and outgoing payments do not match.
A credit line is particularly useful when:
Trade receivables are delayedbut salaries or bills need to be paid.
Seasonal variations put pressure on cash flow.
Unexpected costs arise and reserves are not sufficient
The limit can be used whenever needed and is repaid automatically as funds flow into the account. This makes it a convenient tool for maintaining liquidity without having to apply for a new loan each time.
We can help you determine the right credit limit for your business and explain the conditions for applying. This way, you get a financing solution that supports your daily operations and allows you to focus on growing your business with confidence.
Apply for a credit line
Apply easily for a credit limit
Contact Konkretia Rahoitus and we will review your company’s financing needs together and agree on a suitable credit limit.
Access funds when needed
A credit line is linked to your business account, allowing you to draw funds whenever cash flow tightens or an investment opportunity appears.
Pay only for what you use
Interest is charged only on the amount you draw, not on the unused limit. This means you only pay for the credit you actually need.
Flexible financing for ongoing use
A credit line provides continuous and immediate access to financing without submitting new applications each time, available whenever the need arises.
Laske yrityksesi tililimiitti
With Konkretia Rahoitus, you can obtain a credit line easily.
We handle the negotiations with the banks on your behalf and make the entire process as smooth as possible for the entrepreneur. We understand that business owners have busy schedules, so we are happy to visit your office to review the available financing options and discuss the appropriate credit limit together. We arrange financing based on your company’s needs and preferences.
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