Credit line

More flexibility for your business cash flow

A credit line helps balance your company's cash flow when expenses are due before income is received or when you need additional funding quickly. Your credit line gives your business greater flexibility and is ready to use whenever you need it.

More flexibility for your cash flow

A credit line is a revolving credit facility linked to your business bank account that helps balance your cash flow. It gives your business greater flexibility when expenses are due before income is received or when you need additional funding quickly.

A credit line is a good option when:

Customer payments are delayed.
Salaries or invoices are due before income is received
your business has unexpected expenses.
you want to maintain a steady cash flow, even during busy periods

Use your credit line whenever your business needs more flexibility in its cash flow. The amount you use is repaid as income is received into your business account. This means financing is always available when you need it, without having to apply for a new loan each time.

Apply for a credit line

Get in touch, and we'll assess your business's financing needs and compare credit line options on your behalf.

Use your credit line whenever you need it.

Your credit line is available through your business account, and you can use it whenever your business needs additional funding.

Betala endast för den kredit du använder

You only pay interest on the credit you use. No interest is charged on the unused portion of your credit line.

Calculate your credit line

Annual turnover:

With Konkretia Rahoitus, you can obtain a credit line easily.

We handle the negotiations with banks on your behalf and support you throughout the entire credit line application process. We assess your company's financing needs, compare different options and help you find the right credit line for your business. Together, we'll determine a suitable credit limit that you can use whenever your business needs additional funding. If needed, we're also happy to meet you at your business premises.