Inventory financing
Varastorahoitus vapauttaa pääomaa ja helpottaa yrityksen kassanhallintaa silloin, kun varastoon sitoutuu paljon rahaa. Rahoituskumppanimme maksaa suoraan toimittajalle, ja sinä voit hoitaa maksun joustavasti 1-5 kuukauden kuluessa – ilman vakuuksia tai ylimääräistä paperityötä.
Inventory financing – support for purchasing and selling products
In many companies, a significant amount of capital is tied up in inventory. Goods must be purchased and paid for before they can be sold. Inventory financing helps solve this challenge by freeing up capital and allowing you to increase stock levels without weakening your liquidity.
With inventory financing, you can:
Purchase products in advance and offer customers a wider selection.
Keep cash flow more stable, as inventory costs do not need to be paid all at once.
Support growthby replenishing stock according to demand.
In practice, inventory financing works so that the financier pays your supplier for the goods, and your company repays the financier according to an agreed schedule. This reduces pressure on cash flow and ensures that products are available for sale when customers need them.
Inventory financing is particularly suitable for trading and manufacturing companies with significant inventory value that want to ensure reliable delivery capability without putting unnecessary strain on cash flow.
We can help you identify the inventory financing solution that best suits your business and negotiate terms that support long-term growth. This way, your inventory becomes a driver of growth rather than capital tied up on the shelf.
Agile inventory financing for businesses of all sizes
Inventory financing is a flexible solution for companies looking to balance cash flow and free up is a flexible solution for companies that want to balance cash flow and free up capital for business development. Our financing partner pays your supplier directly, and your business can repay the amount overcapital for business development. Our financial partner pays the supplier directly, and your business can repay the amount 1–5 kuukauden , depending on your situation. This way you do not need to use your stock or assets as collateral.
Konkretia Rahoitus offers inventory financing that adapts to your company’s financial situation. The credit limit is flexible and can grow as your business grows.
How your business can benefit from inventory financing?
No collateral required
You do not need assets or inventory as security for the financing.
Flexible repayment
Valitse sinulle sopiva maksuaikataulu – 1–5 kuukauden välillä.
Stronger credit limit
The amount of financing is based on your company’s actual financial performance.
Improved cash flow
Start selling products before you need to pay and keep your cash flow steady.
FAQ
Frequently Asked Questions
Are guarantees or collateral required for financing?
In most cases, a personal guarantee is sufficient. Financing with real collateral can sometimes be a more affordable option, but arranging it takes slightly longer. We help you choose the option that best supports your company’s situation.
What is the minimum and maximum financing amount I can apply for?
Financing amounts typically start at around EUR 5,000, and there is no upper limit. We structure each financing solution based on the company’s situation and needs.
What is the typical repayment period for financing?
The repayment period varies from a few months to several years. It is determined according to the company’s cash flow and financing needs.
What is the difference between a business loan and a credit line?
A business loan is paid to the company’s account in one lump sum with a fixed repayment term. A credit line functions as a continuous credit facility from which funds can be withdrawn when needed. You only pay interest on the amount used.
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