Invoice financing

Get access to the funds from your invoices quickly.

Invoice financing helps keep your company's cash flow steady. You get access to the funds without waiting for your customer to pay, so you can focus on growing your business.

Invoice financing makes running your business easier.

Your customer may not pay the invoice for 30–60 days, but salaries, rent and other expenses still need to be paid on time. Long payment terms can tie up your cash flow and slow down your business.

With invoice financing, also known as factoring, you can access the funds from your sales invoices without waiting for your customer to pay. You can submit an invoice for financing and receive most of its value in your business account, often on the same day.

This service is especially suitable for businesses that invoice other businesses and offer longer payment terms. When your capital isn't tied up in unpaid invoices, you have more flexibility to cover everyday expenses, invest in your business and support future growth.

We'll help you find the right solution for your business and compare financing options on your behalf. Once you've chosen the right solution, using invoice financing is simple.

How invoice financing works

Contact Konkretia Rahoitus.
Invoice your customer as usual.
Transfer the invoice to us.
Receive most of the invoice amount quickly.

Additional invoice financing services

The invoice financing package can also include invoice reminder and debt collection services. Save time and resources by letting us manage your accounts receivable.

FAQ

Frequently Asked Questions

Is it possible to combine several financing needs into one solution?

Yes. Financing can be structured to cover several purposes, such as investments and working capital, within a single package.

What does tailoring financing to the company’s needs mean?

Financing is tailored according to the company’s industry, financial situation, and goals. This ensures that the financing supports business growth and cash flow.

Do credit records affect the financing decision?

We always assess the overall situation. A single payment default does not automatically prevent financing, as the company’s current condition and repayment ability are the most important factors.

Does the company’s age affect eligibility for financing?

Not necessarily. New companies can also receive financing if their business plans are realistic and the financial situation is clearly presented.